Raising a big family in 2025 is a challenge. Costs keep climbing, schedules stay packed, and it feels like someone always needs something new. Still, with the right habits, families can keep more money in their pockets and stretch every dollar further.

Here are ten practical ways large families can save this year.

1. Buy in Bulk When It Makes Sense

Families go through essentials fast, so bulk buying can make a big difference. Stores like Costco and Sam’s Club typically offer strong deals on staples such as rice, pasta, snacks, and household items. Sharing oversized packs with another family helps avoid storage issues and reduces food waste. Keeping perishables in check also keeps savings intact.

2. Stick to a Weekly Meal Plan

Meal planning prevents last minute takeout runs and expensive impulse buys. Mapping out dinners once a week keeps grocery costs predictable. Simple themes like tacos on Tuesday or pasta on Wednesday make planning easier. Cooking extra and freezing the leftovers doubles the value of each meal.

3. Embrace Thrifting and Hand Me Downs

Kids grow quickly, so buying clothes new can add up. Thrift stores, local resale shops, and online marketplaces offer affordable options that often last just as long as retail finds. Swapping clothing between families or siblings stretches budgets and reduces waste. Larger items such as bikes or furniture are often available secondhand at excellent prices.

4. Cut Back on Subscriptions

Streaming plans, snack boxes, games, and apps can pile up quietly. Reviewing recurring charges a few times a year prevents paying for services no one uses. Sharing select subscriptions with relatives can lower costs even further. A small trim in monthly fees adds up over time.

5. DIY When Possible

Homemade snacks and simple cleaning solutions save money and reduce reliance on store bought items. Basic recipes only require pantry staples and can be fun projects for kids. Household cleaners made from inexpensive ingredients like vinegar often work just as well as commercial products.

6. Use Points to Offset Family Travel

Travel feels expensive with a full household, but points can reduce that burden. A well chosen travel rewards card that earns transferable points can cover flights or hotel stays when used strategically. Everyday spending like groceries and bills contributes to earning, and paying balances in full prevents extra costs. Even short family getaways become more realistic when points cover transportation.

7. Lower Energy Costs With Simple Fixes

Small improvements can help reduce monthly utility bills. Weatherstripping around windows and doors keeps heating and cooling costs down. Washing clothes in cold water, air drying when possible, and unplugging unused electronics all contribute to lower energy use.

8. Lean on Free Local Activities

Many communities offer free or low cost entertainment. Libraries often host events and movie nights. Parks, trails, and outdoor spaces provide easy family fun at no cost. Local community groups frequently share information about free festivals and activities.

9. Negotiate Recurring Bills

Internet, insurance, and phone plans frequently offer promotional rates that are better than default pricing. Calling providers to request updated offers or review charges can reduce monthly bills. A few minutes on the phone can create meaningful annual savings.

10. Shop Sales and Stock Up Early

Buying seasonal items ahead of time keeps families from paying full price later. Clearance sales, post holiday markdowns, and back to school deals can cover essentials months before they are needed. Planning ahead prevents last minute high cost purchases.

Large families can save significantly with steady habits. Adjusting just a few routines can reduce expenses without sacrificing comfort or fun.

Talk soon,

Your Maestro Concierge

Editors Note: Opinions expressed here are only the author’s and have not been reviewed, approved, or endorsed by any bank, credit card issuer, hotel, airline, or other entity.